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Closure is an iOS and iPadOS app for Ontario families dealing with estate planning and bereavement. It serves two groups: people who have recently lost a loved one and need step-by-step guidance through the administrative process, and people who want to organize their own estate in advance so their executor isn't starting from scratch. The app's guidance is specific to Ontario law, government departments, and financial institutions — not generic advice written for other jurisdictions.

No. Closure requires no account, no email address, and no sign-in of any kind. You open the app and start using it immediately. This is intentional — estate information is sensitive, and we believe it should stay on your device under your control.

Closure runs on iPhone and iPad. It requires iOS 16 or iPadOS 16 or later. The app is optimized for both phone and tablet form factors, with iPad-specific layouts where appropriate.

One purchase of Closure includes three profiles. This is designed for the common situation where one organized family member manages estate planning for themselves and both parents. Each profile is completely separate and independently organized.

The bereavement guidance section — for people who have lost a loved one and need immediate help — is completely free. The estate planning section, which lets you organize your own estate for your future executor, is a one-time purchase of $24.99 CAD. There is no subscription, no annual fee, and no hidden charges.

Promotional codes can be redeemed in the App Store. On your iPhone or iPad, open the App Store, tap your profile icon in the top right, then tap "Redeem Gift Card or Code." Enter your code and the planning features will be unlocked. If you have any trouble, contact us at info@closureapp.ca.

Yes. Because Closure is a one-time App Store purchase, it is available on any device signed in to the same Apple ID at no extra charge, following standard App Store family sharing rules. However, because data is stored locally, your profiles and information will not automatically transfer between devices — you can use the export feature to move a profile from one device to another.

All data is stored locally on your iPhone or iPad using iOS local storage and the iOS Keychain for sensitive values. Your data never touches our servers — we have no servers that handle your estate information. This means we genuinely cannot access your data even if we wanted to.

Deleting Closure from your device will delete all locally stored app data. There is no server-side backup to restore from. If you plan to delete and reinstall the app, we recommend exporting your profiles first using the app's export feature.

Closure does not use iCloud Drive or iCloud sync. However, if you have iCloud Backup enabled on your device, Apple may include app data as part of your general device backup. This is controlled by your device settings, not by Closure. To disable it, go to Settings → your Apple ID → iCloud → Manage Storage → Backups and toggle off Closure.

Closure can export your estate plan as an encrypted file using AES-GCM encryption with a password you set. The encryption and decryption happen entirely on your device. We never see your password or the contents of the export. The encrypted file can only be reopened in the Closure app with the correct password. You can also export as a PDF for sharing with your lawyer or executor.

The bereaved path is for people who have recently lost a loved one. It provides sequenced, actionable guidance for the immediate and ongoing steps of estate administration — government notifications, financial institutions, digital accounts, and more. It's available free because we believe no one should be left without guidance in that moment.

The planning path is for people who want to organize their own estate in advance. It walks you through documenting your financial accounts, digital assets, insurance, legal documents, and final wishes — so your executor has a clear picture when the time comes.

Yes. Closure's content is written specifically for Ontario residents. This includes references to the Ontario Estates Act, the provincial probate process (the Estate Administration Tax), relevant government departments like Service Ontario and the CRA, and Ontario-specific timelines and procedures. We do not offer guidance for other provinces at this time.

Yes. The recommended approach is to export your estate plan as an encrypted file and share the password with your executor verbally or in a secure location, or to export a PDF and store it with your legal documents. We recommend discussing this with your estate lawyer as part of your broader estate planning.

No. Closure is an organizational and guidance tool — it helps you collect, structure, and communicate information. It does not provide legal advice and is not a substitute for a properly drafted will or the advice of an estate lawyer. We strongly encourage all users to work with a qualified estate lawyer in Ontario for their formal legal documents.